Terms of Use

Last updated: September 15, 2025

Welcome to MonoBoost. By downloading, installing, or using our application and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.

1. About MonoBoost

MonoBoost is a personal financial information tool available in the United States. WE ARE NOT A FINANCIAL INSTITUTION, BANK, CREDITOR, OR CREDIT REPAIR COMPANY. MonoBoost is designed for personal informational use only and does not constitute financial, investment, legal, or tax advice.

2. Eligibility

You must be at least 18 years old to use MonoBoost. By using the app, you represent and warrant that you meet this requirement. The platform is unavailable to minors under any circumstances.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. IF YOU BECOME AWARE OF ANY UNAUTHORIZED USE OF YOUR ACCOUNT, NOTIFY US IMMEDIATELY at support@mnboost.com. Data shown in the app may not reflect real-time information; always verify your account status independently.

4. Services

4.1 Financial Overview

MonoBoost allows you to view a consolidated picture of your finances by connecting your bank accounts and uploading transactions. We help you analyze spending patterns, set budgets, and track financial goals.

4.2 Subscription Cancellation Feature

MonoBoost may assist with canceling third-party subscriptions. However, MNBOOST CANNOT GUARANTEE THE SUCCESS OF EVERY CANCELLATION REQUEST. You should independently verify any cancellations.

4.3 Open Banking Integration

By connecting your bank accounts, you authorize MonoBoost to access your banking data through Plaid Technologies, Inc. Your use of Plaid is also subject to Plaid's own terms and privacy policy.

5. Subscriptions and Payments

MonoBoost offers both free and premium subscription tiers. Premium subscriptions are billed on a recurring basis and auto-renew until cancelled. Cancellations take effect at the end of the current billing period.

ALL SUBSCRIPTION FEES ARE NONREFUNDABLE except as required by applicable law. For subscriptions purchased through the Apple App Store, refund requests must be directed to Apple.

6. Prohibited Activities

You agree not to:

• Reverse engineer, decompile, or disassemble the application
• Use automated data collection tools (scrapers, bots, spiders)
• Attempt unauthorized access to any part of our systems
• Distribute malware or other harmful software
• Impersonate any person or entity
• Violate any intellectual property rights
• Use the service for any illegal purpose

7. Intellectual Property

All content, trademarks, and intellectual property within MonoBoost are owned by or licensed to Mnboost Corp. You are granted a limited, non-exclusive, non-transferable license to use the app for personal purposes only.

8. Limitation of Liability

OUR TOTAL LIABILITY TO YOU MUST NOT EXCEED THE TOTAL AMOUNT OF CHARGES YOU PAID TO US during the twelve months preceding the claim. We are not liable for unauthorized account access, service interruptions, data accuracy issues, or third-party conduct.

9. Dispute Resolution

DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION rather than court litigation. Before initiating arbitration, parties must attempt informal resolution through a 60-day process. YOU AND MNBOOST EACH WAIVE THE RIGHT TO A JURY TRIAL and the right to participate in class action lawsuits.

10. Termination

MonoBoost reserves the right to suspend or terminate your account at its discretion, with or without notice, for any violation of these terms.

11. Governing Law

These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Exclusive jurisdiction lies in the courts of Delaware (except for small claims).

12. Changes to Terms

We may update these Terms of Use from time to time. Continued use of the app after changes constitutes acceptance of the revised terms.