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Terms of Use

Effective Date: January 24, 2025

IMPORTANT NOTICES

IMPORTANT DISCLAIMER: WE ARE NOT A FINANCIAL INSTITUTION (AS SUCH TERM IS DEFINED IN THE GRAMM-LEACH-BLILEY ACT, 15 USC §§ 6801 ET SEQ., THE “GLBA”), CONSUMER REPORTING AGENCY (AS SUCH TERM IS DEFINED IN THE FAIR CREDIT REPORTING ACT, 15 U.S.C. § 1681A(D), THE “FCRA”), CREDITOR, CREDIT REPAIR COMPANY, CREDIT COUNSELOR, DEBT CONSOLIDATOR, DEBT ADJUSTOR, LOAN SERVICER, OR INVESTMENT ADVISOR OR BROKER, OR A “FURNISHER” OF INFORMATION TO CONSUMER REPORTING AGENCIES, AND THAT THE SERVICES ARE NOT A “CONSUMER REPORT”, AND CANNOT BE USED AS OR IN SUCH (AS SUCH TERM IS DEFINED IN THE FCRA). ANY INFORMATION PROVIDED TO YOU THROUGH THE SERVICES ARE FOR THE PERSONAL USE ONLY AND IS NOT INTENDED TO PROVIDE INVESTMENT, FINANCIAL, INSURANCE, ACCOUNTING, LEGAL, TAX, OR ANY OTHER KIND OF PROFESSIONAL ADVICE OR SERVICES, AND NOTHING IN OUR MOBILE APPLICATION OR ON THE WEBSITE SHOULD BE CONSTRUED AS AN OFFER TO SELL, A SOLICITATION OF AN OFFER TO BUY, OR A RECOMMENDATION FOR ANY PURCHASE DECISION, SECURITY, INSURANCE POLICY, OR INVESTMENT STRATEGY.

ARBITRATION NOTICE: YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. FOR FURTHER INFORMATION, REFER TO SECTIONS 8 AND 9 OF THESE TERMS.

YOU MUST BE AT LEAST 18 YEARS OLD AND THE AGE OF MAJORITY AND LEGAL CONSENT IN THE JURISDICTION IN WHICH YOU LIVE OR RESIDE TO AGREE TO THESE TERMS.

1. INTRODUCTION

Welcome to the Monoboost!

These Terms of Use, together with our Privacy Policy and any other document expressly incorporated herein by reference, constitute a legal binding agreement (“Terms”) between you, (“you”, “user” in any declension) and us Mnboost Corp. (“Mnboost”, “Company”, “we” or “us”), in respect of your use of our software (“Services”) available through our website Mnboost.com (the “Website”) and our mobile application MonoBoost (the “App”).

IF YOU ARE UNDER 18 YEARS OLD YOU ARE NOT ALLOWED TO USE THE SERVICES PLEASE DO NOT USE OR ACCESS OUR SERVICE AT ANY TIME OR IN ANY MANNER.

Due to the technical limitations, our Services are currently available only to the US market and for US based financial accounts.

PLEASE READ THESE TERMS CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING AND FINAL ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST COMPANY ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK CERTAIN, LIMITED RELIEF ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.

By using our App or by clicking “Continue with Apple” button when this option is made available to you during the onboarding process in our App, you accept and agree to be bound and abide by these Terms and our Privacy Policy incorporated herein by reference. If you do not want to agree to these Terms you must not use or App.

2. ELIGIBILITY

IF YOU ARE UNDER 18 YEARS OLD YOU ARE NOT ALLOWED TO USE THE SERVICES PLEASE DO NOT USE OR ACCESS OUR SERVICE AT ANY TIME OR IN ANY MANNER.

Our Services are intended for the adults only. You must be at least 18 years old or older to use our services. If you are under 18 or below the legal age to enter into a binding contract in your jurisdiction, you may not use our Services. By using our Services, you represent and warrant that you are of legal age and have all necessary rights to form a binding contract with the us and meet all of the foregoing eligibility requirements. We do not aim any of our services directly at children under the age of 13 and we do not knowingly collect personal information about children under 13.

Due to the technical limitations our Services are currently available only to the US market and for US based financial accounts.

3. MODIFICATIONS TO THESE TERMS

We reserve the right to modify these Terms at any time and at our sole discretion.  If we make a material change to this Terms, we will provide you with notice by posting new version of the Terms on our Website or by providing notice through our App or by other means available. Modified Terms shall become effective as of the date of publication which is available at “Last updated” section of these Terms located at the top of the first page. Please note, however, that in case changes are made to the “Mandatory arbitration” or “Class action waiver” sections of these Terms you will have additional time of thirty (30) days to opt-out from these changes and terminate your use of our Services. You should regularly review these Terms, as your continued use of the Services after any such changes constitutes your agreement to such changes.

4. OUR SERVICES

Our App is a personal information tool that helps you consolidate and track your financial information by allowing you to monitor the status of your linked bank accounts with ease, at the same time providing you with analytical breakdown of your financial activity and offering other solutions, as may be modified from time to time by us (“Services”). We modify our Services, provide the new one or discontinue the Services at any time with or without any notice. Our Services are allowed for your own internal, personal, non-commercial use, and not on behalf of or for the benefit of any third party, and only in a manner that complies with all laws that apply to you.

To access our Services, you will be required to sign up for an account. You are solely responsible for safeguarding and maintaining the confidentiality of your login credentials. IF YOU BECOME AWARE OF ANY UNAUTHORIZED USE OF YOUR ACCOUNT OR A SECURITY BREACH, NOTIFY US IMMEDIATELY BY CONTACTING US AT support@mnboost.com. You are accountable for all activities conducted under your account and any content shared through it. Ensure your login credentials remain secure, and promptly inform us if they are compromised or stolen. We shall not be liable for any losses you may suffer from unauthorized use of your account, whether with or without your knowledge. You represent and warrant that at all time you will keep your information true, accurate and up-to-date, as well as update it in case of any changes in a timely manner. if you don’t do this, the accuracy and effectiveness of the services will be affected.

Your account, subscriptions, and memberships in the App cannot be transferred or assigned. We reserve the right to accept, refuse, or cancel your account, subscription, or membership at any time in our sole discretion. We also reserve the right to terminate or suspend your account or access to the Services at our discretion, including in cases where you breach these Terms. We retain the exclusive authority to determine whether your actions violate any of the restrictions outlined in these Terms.

We cannot guarantee that your access to the Services will be available at all time, and will be uninterrupted. Your access can be disrupted due to various reasons, including equipment malfunctions, routine updates, maintenance, repairs, or other actions that Mnboost, at its sole discretion, deems necessary. Mnboost is not liable for any loss, cost, or damage resulting from either scheduled or unscheduled downtime.

THE DATA OF YOUR ACCOUNT MAY NOT ALWAYS BE UP-TO-DATE BECAUSE THE DATA IS NOT RECEIVED IN REAL TIME. THE FREQUENCY OF THE DATA RECEIPT WARY DEPENDING ON THE BANK OR FINANCIAL INSTITUITON WHERE THE ACCOUNT IS OPENED. YOU SHOULD DOUBLE CHECK THE STATUS OF YOUR ACCOUNT BEFORE MAKING ANY DECEISIONS BASED ON THE INFORMATION FROM THE APP. WE SHALL NOT BE RESPONSIBLE FOR THE TIMELINESS, ACCURACY, DELETION, NON-DELIVERY, OR FAILURE TO STORE ANY USER DATA, COMMUNICATIONS, OR PERSONALIZATION SETTINGS.

You are permitted to use the Service only for lawful purposes and in accordance with its intended functionality. You must not use the Service in any way that could harm, disable, overload, or disrupt our servers or networks, or interfere with another user’s ability to access and enjoy the Service. Attempts to gain unauthorized access to the Service, user accounts, computer systems, or networks—whether through hacking, password mining, or other methods—are strictly prohibited.

Additionally, and without limiting the above, you are prohibited from (and must not enable or assist any third party to):

  1. decompile, reverse engineer, disassemble, or otherwise attempt to derive the source code or underlying architecture of the App;
  2. attempt to gain unauthorized access to the application, its servers, user accounts, or any related systems through hacking, password mining, or other methods
  3. bypass, disable, or interfere with any security-related features of the application, including encryption, authentication mechanisms, or protective restrictions
  4. engage in activities that place an unreasonable or excessive load on the application’s servers or infrastructure, such as automated requests or denial-of-service attacks
  5. use bots, crawlers, scrapers, or any automated methods to extract data, scrape content, or collect information from the application without prior authorization
  6. resell, sub-license, or otherwise commercially exploit the application without explicit permission.
  7. copy, distribute, reproduce, or publicly display the application or its content without proper authorization.
  8. modify, alter, or tamper with any data, content, or features within the application or attempt to inject malicious code or scripts.
  9. use the application to distribute malware, viruses, or other harmful software, or to interfere with the operation of other users’ devices.
  10. impersonate others, misrepresent their identity, or falsify information when using the application.
  11. use the App for any unlawful purposes, including but not limited to fraud, harassment, or violating applicable laws or regulations.
  12. infringe on the intellectual property rights of the App, its licensors, or any third parties.

If you wish to discontinue using our Services – you are able to do that at any time. Please refer to our Privacy Policy, to understand how we treat information you provide to us after you have stopped using our Services.

5. YOUR AUTHORIZATION FOR OPEN BANKING

The main functions of our App rely on a technology called open banking (“Open Banking”) which is a solution that allows financial data to be shared between banks and third-party service providers through the use of application programming interfaces (APIs). To facilitate this, we partner with Plaid Inc. (“Plaid”) which allow us to provide you with automated and dynamic access to your spending activity. As part of the connection process, we will request your permission to access your bank account data using Open Banking. By using our Services, you agree to Plaid`s terms of use and privacy policy and grant them the authority to access and transmit your information as needed to deliver the Services. To retrieve data to your account in our App we need an authorization from you.

FOR PURPOSES OF THIS AGREEMENT AND SOLELY TO OBTAIN AND PROVIDE THE ACCOUNT DATA TO YOU AS PART OF THE SERVICE, YOU GRANT MNBOOST A LIMITED POWER OF ATTORNEY, AND APPOINT MNBOOST AS YOUR ATTORNEY-IN-FACT AND AGENT WITH FULL POWER AND AUTHORITY TO ACCESS THIRD-PARTIES, RETRIEVE, PROCESS AND USE YOUR INFORMATION, AND PERFORM EACH OTHER ACTION NECESSARY AS YOU COULD DO IN PERSON TO PROVIDE THE SERVICES TO YOU (WHICH INCLUDES WITHOUT LIMITATION OBTAINING YOUR FINANCIAL ACCOUNT DATA, ACCOUNT BALANCE, LATEST PAYMENTS AND ETC.)

YOU ACKNOWLEDGE AND AGREE THAT WHEN MNBOOST IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD-PARTY SITES, MNBOOST IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY THAT OPERATES THE THIRD-PARTY SITE. 

You understand and agree that the Services aren’t sponsored or endorsed by any third parties accessible through the Services. Mnboost isn’t responsible for any payment processing errors or fees or other Services-related issues, including those issues that may arise from inaccurate account information.

6. SUBSCRIPTIONS

We provide access to our Services under subscription package options (“Subscription”), that will be billed on a recurring basis. Before making any payment, including setting up or modifying recurring payments, you will have the chance to review the applicable charges and accept them. By purchasing a recurring subscription, you authorize us or our third-party providers to automatically charge you at the specified intervals (e.g., weekly, monthly or annually) for a renewing subscription (“Subscription Period”) until you cancel.

If you purchased your Subscription through the Apple App Store, the Apple App Store directly manages your subscription. We cannot assist with subscription management, including initiation, cancellation, or refunds. To manage your subscription or disable auto-renewal, visit the Account Settings screen in the App Store app on your Apple device after purchase. For information about taxes and currency exchange fees included in your purchase, consult the Apple App Store. You are responsible for paying any applicable taxes or additional charges.

All fees are charged in U.S. Dollars and EXCEPT AS SPECIFIED HERE OR AS REQUIRED BY LAW, ALL SUBSCRIPTION FEES ARE NONREFUNDABLE. We reserve the right to modify the fees for the Service or any of its features.

If payment is not successfully processed via your designated payment method, you agree to pay all outstanding amounts upon our demand and assume full responsibility for any disputes with your payment provider. If your payment method is declined for any reason, we reserve the right to process payments in installments using the payment method provided (credit card or other accepted mechanism) at the current, non-discounted rate for the full duration of the subscription you selected. You are solely responsible for any overdraft fees or other penalties imposed by your payment provider and for all charges made using your payment instrument.

Canceling a subscription stops future charges but does not affect the current Subscription Period. You can cancel at any time; however, the cancellation takes effect at the end of your current Subscription Period. To avoid future charges, you must cancel at least 24 hours before the Subscription Period ends. Cancellations must be managed directly with that third party and are subject to their cancellation policies and procedures.

We reserve the right to terminate your subscription at our sole discretion and without prior notice. If we cancel your subscription, we may issue a prorated refund for any remaining time you are unable to use, unless the termination results from your violation of these Terms, applicable laws, or conduct that we determine, in our sole discretion, has caused harm to us, another user, or any other entity. In such cases, we are not obligated to provide a refund. Upon termination or cancellation of your subscription, you may lose access to the products, content, features, and any work-product associated with the Service.

We may update the subscription terms or adjust Subscription Fees at our discretion, effective on a forward-looking basis. If your subscription pricing increases, we will notify you and provide an opportunity to modify or cancel your subscription before any changes are applied or charges are made as part of an automatic renewal.

We reserve the right to add, change, or remove benefits and features from a subscription at our discretion. If you do not cancel your subscription before the changes take effect, you agree to the updated terms. If you do not wish to continue with the new pricing or features, you may cancel your subscription. By continuing your subscription, you accept the updated terms, which will apply to the renewal and all subsequent renewals.

7. IP RIGHTS AND LIMITED LICENSE

Any materials presented through our App, Website or in any other way during your use of our Services, including without limitation – software, interface (including user and functional interface), images, texts, graphics, designs, illustrations, logos (including the App logo), service marks, copyrighted material, trademarks, information data, and other proprietary information or other materials (“proprietary information”) are protected by copyright and other intellectual property laws and are exclusive property, of the Mnboost and its licensors.

Except for the cases where it is permitted by the Website or the Law, you may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information. You agree that you will not: (i) copy, modify, publish, adapt, sublicense, translate, sell, distribute, transmit, perform, display, reverse engineer, decipher, decompile or otherwise disassemble any portion of the Proprietary Materials or the Service or cause others to do so; (ii) “frame” or “mirror” any part of the Service, without our prior written authorization; (iii) use meta tags or code or other devices containing any reference to Mnboost or the Service in order to direct any person to any other website for any purpose; (iv) resell or make any commercial use of the Service; (v) use any data mining, robots, or similar data gathering or extraction methods or otherwise collect any pictures, descriptions, data or other content from the Service; (vi) forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted through the Service; (vii) use any automated methods or processes to create user accounts or access the Service or (viii) use the Proprietary Materials or the Service other than for their intended purpose. Any use of the Service or Proprietary Materials other than as expressly authorized herein, without the prior written consent of Mnboost, is strictly prohibited and will violate and terminate the license granted herein. Such unauthorized use may also violate applicable laws, including without limitation copyright and trademark laws and applicable communications regulations and statutes.

The App and the Website provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicensable, non-transferable license to use the Service. You may not post, transmit, distribute, or reproduce in any way any copyrighted material, trademarks, or other proprietary information without obtaining the prior written consent of the owner of such proprietary rights. Any activity that infringes the intellectual property rights is not allowed We reserve the right to remove or disable access to the Services if we are under reasonable belief that you infringe in any manner the intellectual property rights of the Website, Services, and or other third-party.

In case you post anything in our App or submit the information to us in other way you automatically grant, and you represent and warrant that you have the right to grant, to Us, our affiliates, suppliers, partners, licensees, and successors, an unrestricted, irrevocable, non-exclusive, sub-licensable, free, worldwide license to: (a) use, copy, perform, display, reproduce, adapt, modify, publish and distribute such information and content and to prepare derivative works of, or incorporate into other works, such information and content in any form, format, media, or media channels now known or later developed or discovered; and (b) use the name, identity, likeness, and voice (or other biographical information) that you submit.

If you believe or have identified that any content available that infringes your intellectual property rights, please submit a written “Notification of Claimed Infringement.” To us by contacting us via support@mnboost.com

8. DISPUTE RESOLUTION; BINDING ARBITRATION

BY ENTERING INTO THIS AGREEMENT, YOU AND MNBOOST ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION. This Agreement evidences a transaction in interstate commerce, and thus the Federal Arbitration Act governs the interpretation and enforcement of this arbitration provision. This arbitration provision will survive termination of this Agreement.

References to “Mnboost” or “we” include our past, present, and future parents, subsidiaries, affiliates, and related entities, as well as Mnboost’s and all of those entities’ officers, agents, employees, licensors, predecessors in interest, successors, and assigns. References to “you” include your past, present, and future parents, subsidiaries, affiliates, related entities, agents, employees, predecessors in interest, successors, and assigns; and all authorized or unauthorized users or beneficiaries of Mnboost Services or products under past, present, or future Agreements between you and Mnboost.

Despite the provisions of this section (Generally), nothing in these Terms will be deemed to waive, preclude, or otherwise limit the right of either party to: (1) bring an individual action in small claims court; (2) bring an action in a court pursuant to the California Private Attorneys General Act of 2004, California Labor Code § 2698 et seq.; (3) seek injunctive relief in a court of law; or (4) file suit in a court of law to address an intellectual property infringement claim.

This part of the Agreement outlines how disputes between you and Mnboost will be resolved through the informal dispute resolution process, individual arbitration, or small claims court. The informal dispute resolution process gives you the opportunity to explain your problem to the responsible person from our team or our legal department. Under the terms of this Agreement, Mnboost is encouraged to resolve issues early, without going any further.

Here is the brief description of how the process should look like to resolve any disputes that may arose between us:

  • Informal process first. To resolve your dispute, we encourage and require you to contact us first. A phone call, chat session, or email with us is usually the quickest way to resolve an issue. Try contacting us the following email support@mnboost.com or send us a letter to 16192 Coastal Highway, Lewes, DE 19958, Attn: Chief Executive Officer.
  • You choose. If you aren’t satisfied after talking to customer service, you can choose to file your individual claim in small claims court or send us a Notice of Dispute, which is required before starting arbitration.
  • Let’s work it out. If you decide not to go to small claims court, start the informal dispute resolution process by sending a Notice of Dispute to our legal department, which you can contact via support@mnboost.com. You and Mnboost agree to give each other at least 60 days to share information and try to reach an agreement. (We’ll use the same process if we have a dispute with you.) At your or our request, we’ll schedule an Informal Settlement Conference to try to reach an agreement by phone or videoconference.
  • Pursue an arbitration. If the dispute still isn’t resolved, you can pursue an individual arbitration. The nation’s largest non-profit arbitration provider, the NAM (National Arbitration and Mediation), will administer the arbitration and select the neutral arbitrator, with input from both you and Mnboost.

An “arbitration” is a less formal alternative to a lawsuit or jury trial in court. A neutral third party, called an arbitrator, decides the dispute. The arbitrator applies the same law and can award the same individualized remedies that a court could award, but uses streamlined procedures and limits discovery to simplify the process and reduce costs. The arbitrator’s decision is legally binding, and it is subject to very limited review by courts.

Small Claims Option and reporting to state agencies.

Neither in this Agreement prevents either you or Mnboost from bringing an action seeking only individualized relief in the small claims court for disputes or claims arise from theft, piracy, or unauthorized use of intellectual property or within the scope of that court’s jurisdiction.

This arbitration provision does not preclude you from bringing issues to the attention of federal, state, or local agencies, including, for example, the Federal Communications Commission. Those agencies can, if the law allows, seek relief against us on your behalf.

Pre-arbitration Informal Dispute Resolution Process:

You and Mnboost must try to resolve any issues in an informal way first. Customer service is available to help and usually can resolve any concerns you may have. If that does not work, the first step in the dispute resolution process is to send a written Notice of Dispute (“Notice”). The Notice to us may be sent by U.S. mail or professional courier service to our office at: 16192 Coastal Highway, Lewes, DE 19958, Attn: Chief Executive Officer, or to our designated email address: support@mnboost.com (“Notice Address”). You must personally sign this Notice for it to be effective. The Notice must individually describe the basis of your dispute and not any other person’s dispute and must include the following information:

  • your full name;
  • account identifiers such as account ID, profile screenshot, or anything else that allows us to identify your account;
  • a thorough description of the dispute, with supporting evidence like screenshots or documents, a detailed description of dispute which must include the nature and factual basis of its claim(s); and
  • the specific remedy or resolution you seek, including a detailed calculation of any monetary damages.

If we are the claimant, we will provide you the Notice in the similar manner.  To safeguard your Account, you might be required to provide both your authentication and consent for us to discuss your Account or share your Account information with anyone but you, including an attorney (“Authentication and Consent”). The Notice must include the signature of our representative and the following details:

(a) the claimant’s name, address, and phone number;

(b) the Account ID at issue;

(c) the services (if any) to which the claim pertains;

(d) a description of the nature and basis of the claim or dispute; and

(e) an explanation of the specific relief sought and the basis for the calculations.

Whoever sends the Notice must give the other party 60 days after receipt of a complete Notice (including your Authentication and Consent, if required) to investigate the claim. During that period, either you or Mnboost may request an individualized discussion as part of the good faith negotiations (including via Google Meet or Zoom etc., by call or by any other videoconference application agreed between us) about the settlement of your dispute (“Informal Settlement Conference”). You and Mnboost must work together in good faith to select a mutually agreeable time for the Informal Settlement Conference (which can be after the 60-day period). You and Mnboost representative must personally participate, unless otherwise agreed in writing. Your and Mnboost’s lawyers (if any) also can participate.

Any applicable statute of limitations or contractual limitations period will be tolled for the claims and requested relief in the Notice during the “Informal Resolution Period.” The Informal Resolution Period is the number of days between the date that the complete Notice (and Authentication and Consent, if required) is received by the other party, and the later of (1) 60 days later or (2) the date the Informal Settlement Conference is completed, if timely requested. Any arbitration proceeding cannot be commenced until after the Informal Resolution Period has ended.

All of the pre-arbitration dispute resolution requirements are essential so that you and Mnboost have a meaningful chance to resolve disputes informally. If any aspect of these requirements has not been met, a court can enjoin the filing or prosecution of an arbitration. In addition, unless prohibited by law, the NAM may not accept, administer, assess, or demand fees in connection with such an arbitration. If the arbitration already is pending, it must be dismissed.

Binding arbitration.

If you and Mnboost do not reach an agreement to resolve the claim within the Informal Resolution Period, You and Mnboost agree that any claim, dispute or controversy arising out of, or relating to, this agreement, or the breach thereof, shall be resolved through final and binding Arbitration to be administrated by (“NAM”) National Arbitration and Mediation and governed by NAM’s Comprehensive Dispute Resolution Rules and Procedures in effect at the time such claim is filed (as modified by this Agreement).  Any award of the Arbitrator is final and binding and may be entered as a judgment in any court having jurisdiction. The arbitration shall be in English. A single independent and impartial arbitrator will be appointed remotely pursuant to the Rules, as modified herein.

This arbitration provision is intended to be broadly interpreted. It includes, but is not limited to:

  • claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, fraud, misrepresentation, or any other statutory or common-law legal theory;
  • claims that arose before the existence of this or any prior Agreement (including, but not limited to, claims relating to advertising);
  • claims for mental or emotional distress or injury not arising out of bodily injury;
  • claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and
  • claims that may arise after the termination of this Agreement.

Notwithstanding the abovementioned only a competent court can decide the following:

  1. issues relating to the scope and enforceability of the arbitration provision;
  2. whether a dispute can or must be brought in arbitration;
  3. whether the NAM cannot or will not administer the arbitration in accordance with this arbitration provision;
  4. whether provisions of “Pre-arbitration Informal Dispute Resolution Process” section has been complied with or violated for purposes of awarding relief under that subsection that a court can award, and
  5. whether provisions of sections “Requirements of Individual Arbitration”, “Batch arbitration”, or “Future Changes to Arbitration Provision” have been complied with or violated.

To file an arbitration request you can use the form available at: https://www.namadr.com/submit-a-case/ or by other means in accordance with the NAM rules. A copy of the arbitration demand must be sent to NAM and the Notice Address, and a copy of the Notice must be attached to your arbitration demand.

If you have a question about the arbitration process or to obtain a current copy of the Comprehensive Dispute Resolution Rules and Procedures and/or fee schedule, NAM’s Commercial Dept. can be contacted at (800) 358-2550 or by NAM’s website at www.namadr.com.

Participation in an informal dispute resolution session is required before initiating arbitration, and, unless prohibited by applicable law, NAM must dismiss any arbitration demand and administratively close the case if the party bringing the demand has not fully adhered to the requirements outlined in this section. The arbitration administrator, unless prohibited by law, may not accept, administer, assess, or demand fees in connection with an arbitration that has been initiated without completion of these informal dispute resolution process. Failure to do so is a breach of this Agreement. If you or us do not follow the requirements of this informal dispute resolution process, a court of competent jurisdiction may enjoin the filing or prosecution of an arbitration. If NAM refuses to enforce any part of this arbitration provision, you and Mnboost will select another arbitration provider. If there is no agreement, the court will do so.

As in court, you and Mnboost agree that any counsel representing someone in arbitration certifies that they’re complying with the requirements of Federal Rule of Civil Procedure 11(b), including a certification that the claim or the relief sought is neither frivolous nor brought for an improper purpose. The arbitrator is authorized to impose any sanctions available under NAM Rules, Federal Rule of Civil Procedure 11, or applicable federal or state law against all appropriate represented parties and counsel.

Unless you and Mnboost agree otherwise, any arbitration hearings will take place in the county (or parish) of your billing address.

If your claim is valued at $10,000 or less, you may choose whether the arbitration will be conducted solely based on documents submitted to the arbitrator or through a telephonic, videoconference, or in-person hearing under NAM Rules. If your claim exceeds $10,000, the right to a hearing will be determined by NAM Rules. During the arbitration, the amount of any settlement offers must not be disclosed to the arbitrator until after the arbitrator determines the relief, if any, to which you or Mnboost is entitled. Regardless of how the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which his or her decision is based. Except as provided in section “Requirement of Individual Arbitration below, the arbitrator can award the same damages and relief that a court can award under applicable law.

If NAM is unable or unwilling to perform its duties under this Agreement, the Parties shall mutually agree on an alternative administrator that will replace NAM and assume NAM’s role consistent with this Agreement and this Agreement will govern to the extent it conflicts with the arbitration provider’s rules. If the Parties are unable to agree, they will petition a court of competent jurisdiction to appoint an arbitration provider who will assume NAM’s duties under this Agreement and this Agreement will govern to the extent it conflicts with the arbitration provider’s rules.

The Parties agree that the Claim Arbitrator shall have the authority to consider dispositive motions without an oral evidentiary hearing. Dispositive motions may be requested under the following circumstances: (a) within 30 days after the Claim Arbitrator’s appointment, a Party may request to file a dispositive motion based upon the pleadings; and (b) no later than 30 days prior to the evidentiary hearing, a Party may request to file a dispositive motion for summary judgment based upon the Parties’ pleadings and the evidence submitted.

Arbitration fees.

We will pay all NAM filing, administration, case-management, hearing, and arbitrator fees if we initiate an arbitration. If you initiate arbitration of claims valued at $75,000 or less, we will pay those fees, so long as you have fully complied with the requirements in subsection “Pre-arbitration Informal Dispute Resolution Process”. In such cases, we will pay the filing fee directly to NAM upon receiving a written request from you at the Notice Address or, if NAM requires you to pay the filing fee to commence arbitration, we will send that amount to NAM and request that NAM reimburse you. If, however, the arbitrator finds that either the substance of your claim or the relief sought is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the allocation and payment of all such fees will be governed by NAM Rules.

Requirement of Individual Arbitration.

The arbitrator may award relief (including, but not limited to, damages, restitution, declaratory relief, and injunctive relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. YOU AND MNBOOST AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL PROCEEDING. Further, unless both you and Mnboost agree otherwise, the arbitrator may not consolidate more than one person’s or entity’s claims and may not otherwise preside over any form of a representative, class, private attorney general, or public injunction proceeding. If a court (after exhaustion of all appeals) declares unenforceable any of these prohibitions on consolidation or non-individualized relief (such as class, representative, private attorney general, or public injunctive relief), then all other aspects of the case must be arbitrated first. After completing arbitration, the remaining (non-arbitrable) aspects of the case will then be decided by a court.

The arbitrator may consider rulings in other arbitrations involving different customers, but an arbitrator’s ruling will not be binding in proceedings involving different customers.

Decision of the Arbitrator.

Barring extraordinary circumstances, the arbitrator will issue his or her decision within 120 days from the date the arbitrator is appointed. The arbitrator may extend this time limit for an additional 30 days in the interests of justice. All arbitration proceedings will be closed to the public and confidential, and all records relating thereto will be permanently sealed, except as necessary to obtain court confirmation of the arbitration award. The award of the arbitrator will be in writing and will include a statement setting forth the reasons for the disposition of any claim.

The arbitration award is binding only between you and Mnboost and will not have any preclusive effect in another arbitration or proceeding that involves a different Party.

Batch Arbitration.

To increase the efficiency of administration and resolution of arbitrations, You and Mnboost agree that in the event that there are ten (10) or more individual requests for arbitration of a substantially similar nature filed against Mnboost by or with the assistance of the same law firm, group of law firms, or organizations, within a ninety (90) day period (or as soon as possible thereafter), NAM shall:

  1. administer the arbitration demands in batches of 100 requests per batch (or, if between ten (10) and ninety-nine (99) individual Requests are filed, a single batch of all those Requests, and, to the extent there are less than 100 Requests remaining after the batching described above, a final batch consisting of the remaining Requests);
  2. appoint one arbitrator for each batch; and
  3. provide for the resolution of each batch as a single consolidated arbitration with one set of filing and administrative fees due per side per batch, one procedural calendar, one hearing (if any) in a place to be determined by the arbitrator, and one final award (“Batch Arbitration”).

All parties agree that requests are of a “substantially similar nature” if they arise out of or relate to the same event or factual scenario and raise the same or similar legal issues and seek the same or similar relief. To the extent the parties disagree on the application of the Batch Arbitration process, the disagreeing party shall advise NAM, and NAM shall appoint a sole standing arbitrator to determine the applicability of the Batch Arbitration process (“Administrative Arbitrator”). In an effort to expedite resolution of any such dispute by the Administrative Arbitrator, the parties agree the Administrative Arbitrator may set forth such procedures as are necessary to resolve any disputes promptly.

You and Mnboost agree to cooperate in good faith with NAM to implement the Batch Arbitration process including the payment of single filing and administrative fees for batches of requests, as well as any steps to minimize the time and costs of arbitration, which may include:

  1. the appointment of a discovery special master to assist the arbitrator in the resolution of discovery disputes; and
  2. the adoption of an expedited calendar of the arbitration proceedings.

This Batch Arbitration provision shall in no way be interpreted as authorizing a class, collective and/or mass arbitration or action of any kind, or arbitration involving joint or consolidated claims under any circumstances, except as expressly set forth in this subsection.

Future Changes to Arbitration Provision:

Notwithstanding any provision in this Agreement to the contrary, if MNBOOST makes any future change to this arbitration provision (other than a change to the Notice Address), you may reject any such change by sending us written notice via U.S. Mail within 30 days of the first notice of the change to Legal Department – Revised Arbitration Opt-Out, MNBOOST, 16192 Coastal Highway, Lewes, DE 19958, Attn: Chief Executive Officer or to the support@mnboost.com. Include your name, address, phone number, account number, and a statement personally signed by you that you wish to reject the change to the arbitration provision. By rejecting any future change, you are agreeing that you will arbitrate any dispute between you and MNBOOST in accordance with the language of this version of the arbitration provision.

Governing law

The laws of Delaware, U.S.A., without regard to its conflict of laws rules, shall explicitly apply to any Dispute arising out of or relating to this Agreement or our Services, and the Dispute Resolution Process set forth in this Section shall be governed by the Federal Arbitration Act.

Forum Selection.

Unless you and MNBOOST agree otherwise, to the greatest extent permitted by law, the state and federal courts in Dover, Delaware will have exclusive jurisdiction over any disputes (except for disputes brought in small claims court) that are not subject to arbitration or over any action involving the applicability or enforceability of the arbitration provision or any of its parts. You and MNBOOST consent to the jurisdiction of those courts and waive any objections as to personal jurisdiction or as to the laying of venue in such courts due to inconvenient forum or any other basis or any right to seek to transfer or change venue of any such action to another court.

Severability of Arbitration Agreement

If any portion of this Arbitration Agreement is found to be unenforceable or unlawful for any reason, (a) the unenforceable or unlawful provision shall be severed from these Agreement; (b) severance of the unenforceable or unlawful provision shall have no impact whatsoever on the remainder of this Arbitration Agreement or the parties’ ability to compel arbitration of any remaining claims on an individual basis under this Arbitration Agreement; and (c) to the extent that any claims must therefore proceed on a class, collective, consolidated, or representative basis, such claims must be litigated in court under Section 14 “Governing Law “and the parties agree that litigation of those claims shall be stayed pending the outcome of any individual claims in arbitration. Further, if any part of this Arbitration Agreement is found to prohibit an individual claim seeking public injunctive relief, that provision will have no effect to the extent such relief is allowed to be sought out of arbitration, and the remainder of this Arbitration Agreement will be enforceable.

Survival

This Arbitration Agreement will survive any termination of your use of the Services.

9. СLASS ACTION WAIVER

TO THE FULLEST EXTENT ALLOWABLE BY LAW, YOU AND MNBOOST EACH WAIVE THE RIGHT TO A JURY TRIAL AND THE RIGHT TO LITIGATE DISPUTES IN COURT IN FAVOR OF INDIVIDUAL ARBITRATION (EXCEPT FOR SMALL CLAIMS COURT). YOU AND MNBOOST EACH WAIVE THE RIGHT TO FILE OR PARTICIPATE IN A CLASS ACTION AGAINST THE OTHER OR OTHERWISE TO SEEK RELIEF ON A CLASS BASIS, INCLUDING ANY CURRENTLY PENDING ACTIONS AGAINST MNBOOST. TO THE FULLEST EXTENT ALLOWABLE BY LAW, THERE SHALL BE NO RIGHT OR AUTHORITY FOR ANY CLAIMS TO BE ARBITRATED OR LITIGATED ON A CLASS, COLLECTIVE, REPRESENTATIVE, CONSOLIDATED, OR PRIVATE ATTORNEY GENERAL BASIS. THE ARBITRATOR CAN AWARD THE SAME RELIEF AVAILABLE IN COURT PROVIDED THAT THE ARBITRATOR MAY ONLY AWARD FINAL RELIEF (INCLUDING INJUNCTIVE OR DECLARATORY RELIEF) IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE FINAL RELIEF WARRANTED BY THAT INDIVIDUAL PARTY’S CLAIM. THE ARBITRATOR MAY NOT AWARD FINAL RELIEF FOR, AGAINST, OR ON BEHALF OF ANYONE WHO IS NOT A PARTY TO THE ARBITRATION ON A CLASS, COLLECTIVE, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL BASIS. IF A COURT DETERMINES THAT ANY OF THESE PROHIBITIONS IN THIS PARAGRAPH ARE UNENFORCEABLE AS TO A PARTICULAR CLAIM OR REQUEST FOR RELIEF (SUCH AS A REQUEST FOR PUBLIC INJUNCTIVE RELIEF), AND ALL APPEALS OF THAT DECISION ARE AFFIRMED AND SUCH DECISION BECOMES FINAL, THEN YOU AND MNBOOST AGREE THAT THAT PARTICULAR CLAIM OR REQUEST FOR RELIEF SHALL PROCEED IN COURT BUT SHALL BE STAYED PENDING INDIVIDUAL ARBITRATION OF THE REMAINING CLAIMS FOR RELIEF THAT YOU HAVE BROUGHT. IF THIS SPECIFIC PARAGRAPH IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THIS ARBITRATION PROVISION (EXCEPT FOR THE JURY TRIAL WAIVER AND THE INFORMAL DISPUTE RESOLUTION PROCESS) SHALL BE NULL AND VOID. THIS PARAGRAPH IS AN ESSENTIAL PART OF THIS ARBITRATION AGREEMENT.

10. LIMITATION OF LIABILITY

TO THE GREATEST EXTENT PERMITTED BY LAW, MNBOOST IS NOT LIABLE FOR ANY REASON TO YOU, OR ANY USER OR BENEFICIARY OF OUR SERVICES, FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, TREBLE, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR PERSONAL INJURY; PROPERTY DAMAGE; OR LOSS OF REVENUE, PROFITS, BUSINESS, GOODWILL, USE, DATA, OR OTHER TANGIBLE OR INTANGIBLE LOSSES (EVEN IF WE’VE BEEN TOLD OF THE POSSIBILITY OF THOSE DAMAGES) RESULTING FROM, FOR EXAMPLE:

  • USE OF OUR SERVICES (WHICH INCLUDES OUR WEBSITE, APP OR SERVICES SUPPLIED THROUGH THEM);
  • THE PERFORMANCE OR NONPERFORMANCE OF OUR SERVICES;
  • THE ACTIONS OR INACTION OF US OR ITS AGENTS WITH RESPECT TO THE PROVISION OR DELIVERY OF ANY SERVICES OR THAT RELATE TO YOUR ACCOUNT WITHIN OUR APP OR OUR RELATIONSHIP WITH YOU;
  • ANY ACTION OF A THIRD-PARTY, SUCH AS UNAUTHORIZED ACCESS TO YOUR APP ACCOUNTS OR OUR SERVICES (INCLUDING THE USE OF YOUR ACCOUNT OR OUR SERVICES TO ACCESS A THIRD-PARTY ACCOUNT); OR
  • ANY ALLEGED ACTIONS OR REPRESENTATIONS, STATEMENTS, PROMISES, OR AGREEMENTS BY US THAT ARE NOT EXPRESSLY SET FORTH IN THIS AGREEMENT REGARDING THE USE, PERFORMANCE, SUITABILITY, SAFETY, RELIABILITY, SECURITY, OR ANY OTHER ASPECT OR ATTRIBUTE OF OUR SERVICES;

TO THE GREATEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES OF ANY KIND RESULTING IN ANY WAY FROM:

  • THE INSTALLATION, MAINTENANCE, REMOVAL, OR TECHNICAL SUPPORT OF OUR WEBSITE, APP OR THE SERVICES SUPPLIED, EVEN IF THE DAMAGE RESULTS FROM THE ORDINARY NEGLIGENCE BY OUR EMPLOYEE, REPRESENTATIVE, AGENT, OR ANY PERSON OR ENTITY PURPORTING TO ACT ON OUR BEHALF;
  • ANY UNAUTHORIZED ACCESS TO YOUR ACCOUNT IN OUR, EVEN IF THE UNAUTHORIZED ACCESS WAS THE RESULT OF ORDINARY NEGLIGENCE BY OUR EMPLOYEE, REPRESENTATIVE, AGENT, OR ANY PERSON OR ENTITY PURPORTING TO ACT ON OUR BEHALF;
  • ANY INTERRUPTION, ERROR, LIMITATION, DELAY IN ANY OUR SERVICE, OR ANY OTHER PROBLEM CAUSED, IN WHOLE OR IN PART, BY YOU OR SOMETHING OUTSIDE OF OUR CONTROL, INCLUDING, BUT NOT LIMITED TO, TRANSMISSION ERRORS, EQUIPMENT DAMAGE OR REPAIRS, LIMITS IN SYSTEM CAPACITY, GOVERNMENTAL ACTIONS, LABOR DISPUTES, RIOTS, TERRORISM, OR THE ACTS OF THIRD PARTIES.

TO THE GREATEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY TO YOU (UNDER ANY LEGAL THEORY) IS A CREDIT OR REFUND THAT MUST NOT EXCEED THE TOTAL AMOUNT OF CHARGES YOU PAID US FOR THE APPLICABLE SERVICE DURING THE SHORTER OF (I) THE PRECEDING 24-MONTH PERIOD OR (II) THE PERIOD IN WHICH YOU EXPERIENCED THE ISSUE GIVING RISE TO YOUR CLAIMS.

TO THE GREATEST EXTENT PERMITTED BY LAW, YOU MUST COMMENCE ANY LEGAL ACTION, WHETHER BY FILING A LAWSUIT IN SMALL CLAIMS COURT OR BY FILING A DEMAND FOR ARBITRATION, WITHIN TWO YEARS OF THE DATE OF THE EVENT OR FACTS GIVING RISE TO THE DISPUTE OR YOU WAIVE THE RIGHT TO PURSUE THAT CLAIM.

EACH OF THE LIMITATIONS OF LIABILITY IN THIS AGREEMENT WILL APPLY TO CLAIMS YOU BRING AGAINST THIRD PARTIES TO THE EXTENT THAT WE WOULD BE REQUIRED TO INDEMNIFY THAT THIRD-PARTY. IF APPLICABLE LAW PROHIBITS A LIMITATION IN THIS AGREEMENT, ALL OTHER LIMITATIONS WILL APPLY TO THE GREATEST EXTENT PERMITTED BY LAW. REFERENCES TO “US”, “OUR” AND “WE” INCLUDE OUR PAST, PRESENT, AND FUTURE PARENTS, SUBSIDIARIES, AFFILIATES, AND RELATED ENTITIES, AS WELL AS OURS AND ALL OF THOSE ENTITIES’ OFFICERS, AGENTS, EMPLOYEES, LICENSORS, PREDECESSORS IN INTEREST, SUCCESSORS, AND ASSIGNS.

11. INDEMNITY

To the fullest extent allowed by applicable law, you agree to release, hold harmless, indemnify, and defend us (including our past, present, and future parents, subsidiaries, affiliates, and related entities, as well as ours and all of those entities’ officers, agents, employees, licensors, predecessors in interest, successors, and assigns) from any and all claims of any person or entity for damages, fines, penalties, or expenses of any nature arising out of or relating to, directly or indirectly:

  • your access to, use of, or inability to access or use any of our Service;
  • any violation by you or of these Terms;
  • your violation of law (including negligence, willful misconduct, and infringement of anyone’s intellectual property rights); or

any other claim, demand, action, or complaint by any person or entity claiming by or through you that in any way arises out of or relates to these Terms or any of our Service.

12. DISCLAIMER

NO CONTENT CAN OR SHOULD BE CONSTRUED AS PROFESSIONAL ADVICE OF ANY KIND (INCLUDING FINANCIAL PLANNING, BUSINESS, EMPLOYMENT, INVESTMENT, ACCOUNTING, TAX, AND/OR LEGAL ADVICE). THE CONTENT IS PROVIDED FOR EDUCATIONAL PURPOSES ONLY, AND IS NOT INTENDED TO BE A SUBSTITUTE FOR THE PROFESSIONAL ADVICE OF A FINANCIAL PLANNER, FINANCIAL ADVISOR, ACCOUNTANT OR OTHERWISE. WE ARE NOT LIABLE FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OR FOR ANY DAMAGES OR LOSS YOU MIGHT SUFFER IN CONNECTION WITH IT. WE CANNOT CONTROL AND HAVE NO DUTY TO TAKE ANY ACTION REGARDING HOW YOU MAY INTERPRET AND USE THE CONTENT OR WHAT ACTIONS YOU MAY TAKE AS A RESULT OF HAVING BEEN EXPOSED TO THE CONTENT, AND YOU HEREBY RELEASE US FROM ALL LIABILITY FOR YOUR HAVING ACQUIRED OR NOT ACQUIRED CONTENT THROUGH THE SERVICES. WE HAVE NO DUTY OR OBLIGATION TO UPDATE ANY INFORMATION CONTAINED IN THE CONTENT. WITHOUT LIMITING ANY OF THE FOREGOING, SOME CONTENT MAY CONTAIN FORWARD-LOOKING STATEMENTS BASED ON ASSUMPTIONS; WE SHALL NOT BE RESPONSIBLE FOR FORWARD-LOOKING STATEMENTS, AND THERE CAN BE NO ASSURANCE THAT ACTUAL RESULTS MAY NOT DIFFER FROM THOSE EXPRESSED OR IMPLIED BY FORWARD-LOOKING STATEMENTS. THE SERVICES ARE NOT A “CONSUMER REPORT”, AND CANNOT BE USED AS OR IN SUCH (AS SUCH TERM IS DEFINED IN THE FCRA).

MNBOOST PROVIDES THE SITES, THE PROPRIETARY MATERIALS AND THE SERVICE ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, WE EXPRESSLY DISCLAIM ANY WARRANTIES OR REPRESENTATIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE WITH RESPECT TO THE SERVICE (INCLUDING ALL PROPRIETARY MATERIALS AND OTHER INFORMATION AND CONTENT CONTAINED THEREIN), INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

MNBOOST DOES NOT REPRESENT AND WARRANT THAT (A) YOUR USE OF THE SERVICE WILL BE SECURE, UNINTERRUPTED, COMPLETE, ALWAYS AVAILABLE, ERROR-FREE OR WILL MEET YOUR REQUIREMENTS, (B) ANY DEFECTS IN THE SERVICE WILL BE CORRECTED OR (C) THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MNBOOST DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT TO, THE CONNECTIVITY AND AVAILABILITY OF THE SERVICE OR THE DELIVERY OF ANY MESSAGES.

MNBOOST DOES NOT HAVE ANY OBLIGATION TO VERIFY THE IDENTITY OF OR SCREEN THE PERSONS SUBSCRIBING TO OR USING THE SERVICE, NOR DOES IT HAVE ANY OBLIGATION TO MONITOR THE USE OF THE SERVICE BY OTHER USERS OF THE COMMUNITY. THEREFORE, MNBOOST DISCLAIMS ALL LIABILITY FOR YOUR INTERACTIONS WITH AND THE CONDUCT OF OTHER USERS AND FOR IDENTITY THEFT OR ANY OTHER MISUSE OF YOUR IDENTITY OR INFORMATION.

MNBOOST DOES NOT: (i) GUARANTEE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION ON THE SERVICE, OR (ii) ADOPT, ENDORSE OR ACCEPT RESPONSIBILITY OR LIABILITY FOR THE CONDUCT OF ANY USERS OR MEMBERS OR FOR THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE BY ANY PARTY OTHER THAN MNBOOST. UNDER NO CIRCUMSTANCES WILL MNBOOST BE RESPONSIBLE FOR ANY LOSS, DAMAGE OR HARM OF ANY KIND RESULTING FROM ANY USER CONDUCT OR FROM ANYONE’S RELIANCE ON INFORMATION OR OTHER CONTENT POSTED ON THE SERVICE, OR TRANSMITTED TO OR BY ANY USERS.

13. CONSENT TO ELECTRONIC COMMUNICATIONS

Because the Services are provided electronically, you must consent to Mnboost providing important information electronically if you wish to use the Service. You consent to being provided with this Terms, notices, disclosures, information, policies and other materials in electronic form (collectively, “Electronic Records”), rather than in paper form in accordance with The Electronic Signatures in Global and National Commerce Act. Your consent to receive Electronic Records applies to all notices, disclosures, documents, records or other materials of any kind that Mnboost may be required to provide to you.

You may withdraw your consent to receive Electronic Records by contacting us via support@mnboost.com. However, the Service provided by Mnboost is only available if you agree to receive Electronic Records, and you understand that withdrawing such consent will result in your account being deactivated. You can obtain a paper copy of an Electronic Record by contacting us in writing at the address provided above, provided that Mnboost may charge a reasonable fee to cover the costs of printing and sending the requested Electronic Record.

When you register with Mnboost, the service will send you both automatic and optional push notifications based on your selected notification preferences (“Notifications”). Certain Notifications may be enabled by default. By using the Service, you consent to receiving Notifications related to your use of the Service and your Account Data. While Notifications are designed to improve your experience with the Service, you have the option to disable them on your device. Depending on the Notifications you choose to receive, they may include sensitive information

14. NOTICE REGARDING APPLE INC. ©

You acknowledge that these Terms are between you and Mnboost only, not with Apple, and Apple is not responsible for the Service or the content thereof. Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Service. In the event of any failure of the Service to conform to any applicable warranty, then you may notify Apple and Apple will refund the purchase price for the relevant Service to you; and, to the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the Service. Apple is not responsible for addressing any claims by you or any third party relating to the Service or your possession and/or use of the Service, including, but not limited to: (i) product liability claims; (ii) any claim that the Service fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation. Apple is not responsible for the investigation, defense, settlement and discharge of any third-party claim that the Service or your possession and use of the Service infringes that third party’s intellectual property rights. You agree to comply with any applicable third-party terms when using the Service. Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary of these Terms. You hereby represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. If Mnboost provides a translation of the English language version of these Terms, the translation is provided solely for convenience, and the English version will prevail.

15. TERM AND TERMINATION

These Terms take effect on the date you first access or use the App in any manner and will remain in force as long as you continue to access or use the App or the Services available through the App, unless terminated earlier by Mnboost.

We reserve the right to take any lawful action deemed necessary in response to actual or suspected violations of these Terms. This may include terminating these Terms, suspending or terminating your account or access to the Service, or blocking your access entirely.

The following Sections of these Terms will remain in effect even after termination or expiration: 6,7,8,9,10,11,12,13,17. Any payments that have accrued or are due before termination or expiration will still be your responsibility. Additionally, any amounts owed to Mnboost at the time of termination or expiration will remain payable even after the agreement ends.

We reserve the right, at any time and without notice to you to:

  • restrict, deactivate, and/or terminate your access to the Service (or any portion thereof); or
  • terminate or modify the Service (or any portion thereof).

We shall not be liable to you or any third party for any termination of or modification to the App, Website or Service regardless of the reason for such termination or modification. We may deactivate access to the App or Services temporarily upon our sole discretion.  If you are dissatisfied with any termination or modification of the Service, your only right is to terminate your use of the Service.

16. GOVERNING LAW

The laws of the State of Delaware, excluding its conflicts of law rules, govern this Terms and your use of the Service. Your use of the Service may also be subject to other local, state, national, or international laws. To the extent that any action relating to any dispute hereunder is permitted to be brought in a court of law, such action will be subject to the exclusive jurisdiction of the state and federal courts located in Delaware, and you hereby irrevocably submit to personal jurisdiction in such courts, and waive any defense of inconvenient forum.

17. MISCELLENIOUS

You agree that this Agreement, together with the Privacy Policy and any Additional Terms, contains the entire agreement between you and Mnboost regarding the use of the Service and supersedes all prior agreements and understandings (including without limitation any prior versions of this Agreement), except to the extent that the parties have entered into a separate written agreement applicable to the Service that expressly governs over this Agreement.

For users from California: Section 1542 waiver. You also acknowledge that you have read and understand Section 1542 of the California Civil Code which reads as follows: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release ad that if known by him or her, would have materially affected his or her settlement with the debtor or released party.” You hereby expressly waive and relinquish all rights and benefits under that section and any law of any jurisdiction of similar effect with respect to any claims you may have against the Releasees.

You may not use or otherwise export or re-export the Application except as authorized by United States law and the laws of the jurisdiction in which the Application was obtained. In particular, but without limitation, the Application may not be exported or re-exported (a) into any U.S.-embargoed countries or (b) to anyone on the U.S. Treasury Department’s Specially Designated Nationals List or the U.S. Department of Commerce Denied Persons List or Entity List. By using the App, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons.

If any provision or any portion thereof is held illegal, void, invalid or unenforceable, such provision will be changed and interpreted to accomplish the objectives of the provision to the greatest extent possible under any applicable law and the remaining provisions will continue in full force and effect, unless otherwise indicated herein.

This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Mnboost without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

The failure to require performance of any provision will not affect our right to require performance at any time thereafter, nor will a waiver of any breach or default of this Agreement or any provision of this Agreement constitute a waiver of any subsequent breach or default or a waiver of the provision itself.

Use of section headers in this Agreement is for convenience only and will not have any impact on the interpretation of particular provisions.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Mnboost as a result of this Agreement or use of the Service.

Should You have any questions concerning this Agreement, contact Us at:

Mnboost Corp.
16192 Coastal Highway, Lewes, DE 19958
support@mnboost.com